Archive for January, 2012

Ever heard of refinancing student loans through the government?

Friday, January 6th, 2012

I was talking with a co-worker about my student loan debt problem. He said I could finance all my student loans through the government and that it would be better than consolidating with a private institution. I have government loans and private/plus loans. Government Student Loan Consolidation: Who’s Eligible All students with federal student education […]

Refinancing car loan while Poor Credit?

Friday, January 6th, 2012

Thinking about refinancing car loan, poor credit, payments ALWAYS made on time, for 1 full year? I will have had my car for a year in June. Currently I pay $355 a month for my car, and my interest rate is in the 20′s%. I have made all of my payments on time, is it […]

How should I go about refinancing my home?

Friday, January 6th, 2012

I have a mortgage loan at 6% with a balance less than 80,000/8 years. Should I refinance the balance that I owe to invest my money somewhere else? Would it be worth refinancing with only 8 years left? I was thinking about purchasing a new home and renting the current one that I have. The […]

credit cards and refinancing home problem?

Friday, January 6th, 2012

I found out a couple of weeks ago that we had two mortgages on my house, something called 80/20. We were having a hard time paying some credit cards so i’m thinking of consolidating them and refinancing home through wells fargo, I understand about refinancing but their telling us the equity on the home will […]

Are there any army discounts for car loans/ refinancing an existing car loan?

Friday, January 6th, 2012

I have an 06 RSX that I bought with a 625 credit score and pay like 500 a month w/ 9-11% interest I think. When I bought it I had 3,000 in credit card debt and had only had a credit history of 2 years. Now that I am 21 and have 3 years of […]

Home refinancing while my credit is poor?

Friday, January 6th, 2012

My question is about home refinancing while my credit is poor. If he refinances with our son, who has better credit then I do, would that mess up my sons chances of getting home financing in the future? Also would that put my son on the deed and take me off? Would it affect my […]

What is the cost of refinancing with the same mortgage company?

Friday, January 6th, 2012

I want to refinance my 1st mortgage with the same lender, pay off 2nd mortgage from another lender, get cash out for to pay off other loans. Total amount to borrow is $330,000.00.  How much should the lender charge to do this? The answer is, if you refinance your house with same lender, usually there […]

Are there advantages to refinancing student loans?

Friday, January 6th, 2012

I need to know the truth about whether it is worth it to refinance my current student loans? Are there advantages to refinancing student loans? Yes, you can find benefits of consolidating has given. As opposed to making several payments 30 days, you may be creating a single payment, plus it could mean more income […]

finding the best deal for refinancing a car loan

Friday, January 6th, 2012

How do you go about finding the best deal for refinancing a car loan without multiple hits on credit report? I have a good payment history on my car loan for 18 mos. I want to refi, but do not want to keep getting hits on my credit report while shopping. Uncover your credit score […]

Is the zero refinancing home loan real ?

Friday, January 6th, 2012

I am planning to buy my first home and applying for a home loan and one of the lender said this to me ” If you take your mortgage with us and after 4 payments are made, if the rate goes down by a .25% we will refinance you at no cost” 1) Do they […]